Embarking on the Camino de Santiago involves considerable physical exertion and exposure to varying weather conditions. Things can and do go wrong, hopefully not for you, your friends, or your family, but nevertheless, a bit of prior planning never goes amiss and a Global Health Insurance Card (GHIC) might come in handy and save a few £££’s.
That is because a Global Health Insurance Card (GHIC) ensures that UK residents can receive necessary medical treatment, such as emergency care or treatment for injuries at public hospitals or clinics under the same conditions as Spanish residents.
Having a GHIC provides peace of mind, knowing that unexpected health issues won’t result in prohibitively high medical costs. Allowing you to focus on the Camino without undue worry about healthcare accessibility.
The GHIC replaces the European Health Insurance Card (EHIC), used for the same purpose before the UK’s exit from the EU.
What is a GHIC?
Well. First of all, it is FREE, so make sure that when you apply for one, you do so on the Government’s official website.
As we have already said, the GHIC ensures that UK residents can receive necessary medical treatment under the same conditions as residents in the EU country they are visiting. It covers treatment that becomes necessary during the trip, including:
– Emergency treatment and visits to A&E
– Treatment for pre-existing medical conditions and routine maternity care (provided the reason for the visit is not specifically to give birth)
– Routine medical care for chronic conditions
The GHIC does not cover private healthcare or costs such as mountain rescue in ski resorts, being flown back to the UK, or lost or stolen property. Therefore, it is not a replacement for travel insurance, which is still strongly recommended for all travellers.
Who is eligible for a GHIC?
UK residents are eligible for a GHIC. This includes:
– British citizens
– EU, EEA, and Swiss citizens living in the UK
– Non-EU nationals who are legally residing in the UK
How to Get a GHIC
Getting a GHIC is a straightforward process, and it’s free of charge. Here are the steps to obtain one:
Apply Online:
You should visit the official NHS website (please ensure it’s the official site). The GHIC is issued FREE and if there is a charge you are on the wrong site.
– Complete the online application form with personal details, including your name, date of birth, and National Insurance or NHS number.
– For families, each member needs their own GHIC, and you can apply for additional cards for your dependents during the same application process.
How Long Does it Take to Get a GHIC?
After applying, the GHIC typically arrives by post in 10 to 15 working days. It’s advisable to apply well before your travel date to ensure you receive the card on time.
Using the GHIC Abroad
When using the GHIC abroad, it should be presented at public hospitals or healthcare providers within the EU. This will entitle you to the same treatment and conditions as residents. Keep in mind that the GHIC is not an alternative to travel insurance. Always consider comprehensive travel insurance that includes health coverage to complement your GHIC.
Renewal and Replacement
The GHIC is valid for five years. Before it expires, you can renew it using the same process as the initial application. If the card is lost or stolen, you can request a replacement online or by contacting the NHSBSA.
The GHIC is a valuable tool for ensuring access to necessary healthcare while travelling in the EU. It’s free, easy to obtain, and provides peace of mind that you’ll be covered for essential medical services during your travels. Remember, it’s not a substitute for travel insurance, a crucial component of your travel preparations. Make sure to apply for your GHIC well before your trip to avoid any last-minute issues.
Buen Camino!